Bridging Loan Cost Calculator

Estimate the true cost of a bridging loan — monthly interest, arrangement and exit fees, and the total to repay — for a refurb or auction purchase.

Interest type
Total cost of finance
£14,873
over 9 months · £164,873 to repay
Interest (first month)
£1,275
Total interest (rolled up)
£11,873
Arrangement fee (2%)
£3,000
Total to repay
£164,873

Indicative only. Real quotes vary by lender, LTV and property; bridging is often quoted on gross loan and may add valuation and legal fees. Confirm all figures with your broker before committing.

Fold finance into the whole deal

Refurbly models the purchase, refurb budget, contingency and finance together, so you can see whether the deal still stacks up once the borrowing is in.

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